What are the main exclusions under my cargo insurance policy (Reefer Commodities)?

Your policy contains a few exclusions, all of which are common in cargo insurance policies. For example, the insurance may not pay for loss or damage caused by:

• You intentionally taking an action that damages your goods or incurs an expense
• Wear and tear, ordinary leakage, ordinary loss in weight or volume, or inherent vice of the goods
• Delay, loss of market or consequential loss of any description
• Loss, damage or expense caused by you or your employees failing to take reasonable steps to ensure that your goods are properly refrigerated